How to invest money safely?
Bonds issued by the State Treasury are by far the safest financial instrument we can use in virtually every country. Unfortunately, it is not very profitable – usually the interest received is on the level of a bank deposit or slightly lower. All this is due to the fact that the money entrusted to the state is secured by all its future revenues and assets. It is therefore a much better safeguard than in the case of banks.
Secure Investment Funds are an ideal alternative to a normal bank deposit. We can choose both an investment fund that invests in bonds and one that focuses mainly on the money market. Interesting are also funds of stable growth or absolute rate of return. They differ quite strongly from each other with investment strategies, but the vast majority of them are able to generate stable income in the vicinity of what we would have achieved on the deposit. Of course, everything depends also on our choice and for this reason it is worth to get to know in detail the investment funds that we are interested in,
Shares of dividend companies
Dividend shares are slightly more risky, but at the same time they offer the potential for much higher profits in the future. Thus, these are the largest companies listed on the Warsaw Stock Exchange or other stock exchanges, which provide stable and high income from year to year. Although the share price fluctuations may be significant, our annual earnings may result in higher profits than in bank deposits. This form of saving multiplication is not yet very popular in our country, if only because of the small selection of companies on the market. However, with the development of the capital market there will be more and more interesting proposals.
However, we must remember that there is no way to be completely safe. Even in the case of states, there is bankruptcy, let alone bank failures. However, let us always be optimistic, hoping that the worst case scenario will not happen.